Get a free, instant term life insurance quote.
Fast, easy, and affordable. Lantern offers term life insurance made easy.
Families everywhere trust Lantern.
Simple online application for fast, affordable coverage
30-day free-look period
If approved, you could have same day coverage
More affordable than you think
Many people overestimate the price of term life insurance by up to 500%.* With Lantern, some applicants see rates starting around $1/day. Get a fast, free quote to see just how affordable term life insurance could be.
Got questions?
You're not alone. We get questions all the time.
Term life insurance is cheaper than whole life insurance. It provides coverage for a specific length of time (this is called a “term”) at a level premium (meaning the price doesn’t change) throughout the life of the policy. Whole life insurance covers you for life as long as you pay the premium, and includes a cash value component. Because the death benefit is guaranteed for your life, whole life is more expensive than term insurance.
To start a quote, simply click here. We’ve created a simple, online quote tool where you can get started. Enter your gender, birthdate, height, weight, and state of residence, to receive an estimate. If you like what you see, you can continue to apply.
As fast as 5 minutes! We’ve worked hard to make the application process quick and seamless so apply today.
Of course! We have Customer Care Advisors available to assist you with any questions or concerns that you may have. Give us a call at 1-800-835-8803, M-F 8am-5pm CT.
Start with your fast, and totally free quote.
If you like what you see, finish applying in as little as 5 minutes.
